Finance Calculators

Loan Payment Calculator Find the monthly payment, total cost and interest on a loan. Mortgage Calculator Estimate monthly mortgage payment including tax and insurance. Debt-to-Income Calculator Find your DTI ratio from debts and income. Credit Card Payoff Calculator Find how long to pay off a credit card balance. Credit Card Minimum Payment Calculator Estimate a card's minimum payment. Credit Utilization Calculator Find your credit utilization ratio. Auto Loan Calculator Find a car loan's monthly payment. EMI Calculator Equated monthly installment.

Compound Interest Calculator See how an investment grows with compound interest over time. Simple Interest Calculator Calculate simple (non-compounding) interest and total balance. ROI Calculator Find return on investment as a percentage. Future Value Calculator Project the future value of a lump sum. Present Value Calculator Find today's value of a future amount. APY Calculator Convert a nominal rate into annual percentage yield. CAGR Calculator Find the compound annual growth rate. Rule of 72 Calculator Estimate how long it takes to double your money. Future Value of Annuity Calculator Find the future value of regular yearly deposits. Present Value of Annuity Calculator Find today's value of a stream of future payments. Annuity Payment Calculator Find the payment from a present value over time. Perpetuity Calculator Value an infinite stream of equal payments. Inflation Calculator See how inflation erodes money's value over time. Real Rate of Return Calculator Adjust a nominal return for inflation. Annualized Rate of Return Calculator Annualized return. Basis Point Calculator Convert between basis points and percent. CD Calculator Certificate of deposit value. Continuous Compound Interest Calculator Interest compounded continuously. Discounted Cash Flow Calculator (DCF) Present value of a future cash flow. Expected Return Calculator Weighted-average expected return. Holding Period Return Calculator Return over a holding period. Information Ratio Calculator Risk-adjusted active return. Sharpe Ratio Calculator Return per unit of risk. NPV Calculator Net present value. Sortino Ratio Calculator Downside-risk-adjusted return. Year Over Year Growth Calculator YoY growth rate. Appreciation Calculator Asset value growth. Capital Gains Yield Calculator Price increase as a percent. Expense Ratio Calculator Fund fee impact. Investment Calculator Total return including contributions. Black Scholes Calculator European call option price. Put-Call Parity Calculator C + PV(K) = P + S. Fibonacci Retracement Calculator Key fib levels. RSI Calculator Relative Strength Index (simplified). Pivot Point Calculator Trading pivot levels. Forward Rate Calculator FX forward rate (covered interest parity). Position Size Calculator Shares to buy from risk%.

Dividend Yield Calculator Find a stock's dividend yield. Dividend Payout Ratio Calculator Find the share of earnings paid as dividends. Earnings Per Share Calculator Find earnings per share. Price to Earnings (P/E) Calculator Find the P/E ratio. Price to Book (P/B) Calculator Find the price-to-book ratio. Price to Sales (P/S) Calculator Find the price-to-sales ratio. Market Capitalization Calculator Find a company's market capitalization. Book Value Per Share Calculator Find book value per share. Return on Equity (ROE) Calculator Find return on equity. Return on Assets (ROA) Calculator Find return on assets. PEG Ratio Calculator Find the price/earnings-to-growth ratio. CAPM Calculator Find expected return with the Capital Asset Pricing Model. Enterprise Value Calculator Find enterprise value from market cap, debt and cash. Dividend Discount Model Calculator Value a stock with the Gordon growth model. DuPont Analysis Calculator Decompose ROE. Earnings Per Share Growth Calculator EPS growth rate. Graham Number Calculator Benjamin Graham's valuation metric. ROIC Calculator Return on invested capital. Stock Average Calculator Average purchase price. WACC Calculator Weighted average cost of capital. Beta Stock Calculator Stock beta. EBITDA Multiple Calculator EV/EBITDA. Sustainable Growth Rate Calculator Max growth without new equity. Intrinsic Value Calculator Discounted earnings value. Unlevered Beta Calculator Asset beta = equity beta ÷ (1+(1−t)×D/E).

Bond Current Yield Calculator Find a bond's current yield. Coupon Rate Calculator Find a bond's coupon rate. Coupon Payment Calculator Find each coupon payment of a bond. Debt to Equity Calculator Find the debt-to-equity ratio. Debt to Asset Ratio Calculator Find the debt-to-asset ratio. Interest Coverage Ratio Calculator Find how easily earnings cover interest. Current Ratio Calculator Find the current ratio (liquidity). Quick Ratio Calculator Find the quick (acid-test) ratio. Working Capital Calculator Find net working capital. Altman Z-Score Calculator Bankruptcy risk score. Debt Service Coverage Ratio Calculator Ability to cover debt payments. Debt-to-Capital Ratio Calculator Leverage ratio. Bond Equivalent Yield Calculator Convert discount rate to bond yield. Tax Equivalent Yield Calculator Compare taxable vs tax-free yield.

Retirement Savings Calculator Project a retirement balance from monthly contributions. 401(k) Calculator Project a 401(k) balance with employer match. Annuity Payout Calculator Find the monthly payout a nest egg can provide. Early Retirement Calculator Years until you can retire. IRA Calculator IRA growth projection. Savings Withdrawal Calculator How long savings last. 401(k) Employer Match Calculator Free match money. EPF Calculator Employee Provident Fund balance. NPS Calculator for India National Pension System projection. RMD Calculator Required minimum distribution.

Down Payment Calculator Find the down payment and loan amount. Loan-to-Value (LTV) Calculator Find the loan-to-value ratio. Price Per Square Foot Calculator Find a property's price per square foot. Cap Rate Calculator Find a property's capitalization rate. Gross Rent Multiplier Calculator Find the gross rent multiplier (GRM). Rental Yield Calculator Find gross rental yield. Mortgage Payoff Calculator Find how long until a mortgage is paid off. Prorated Rent Calculator Find rent for a partial month. Biweekly Mortgage Calculator Biweekly vs monthly payment savings. Home Affordability Calculator Max home price from income. PMI Calculator Private mortgage insurance cost. 28/36 Rule Calculator Max housing/debt from income. Real Estate Commission Calculator Agent commission. Rent or Buy Calculator Compare renting vs buying. Mortgage Amortization Calculator Principal vs interest over time. Mortgage Refinance Calculator Refinance break-even. Rent Increase Calculator New rent after percentage increase. Net Operating Income Calculator NOI = rental income − operating expenses. Stamp Duty Land Tax Calculator UK UK stamp duty estimate.

Gross to Net Calculator Find take-home pay after a flat tax/deduction rate. Net to Gross Calculator Find the gross needed for a target net amount. Pay Raise Calculator Find your new salary after a raise. Overtime Pay Calculator Find total pay including overtime. Time and a Half Calculator Find the 1.5x overtime rate. Effective Tax Rate Calculator Find your overall (effective) tax rate. Billable Hours Calculator Billable hours and revenue. FICA Tax Calculator US Social Security & Medicare tax. Salary Inflation Calculator Real salary vs inflation. Gratuity Calculator Tip/gratuity amount. Mileage Reimbursement Calculator Mileage payment. Bill Rate Calculator Client billable rate. Universal Income Tax Calculator Progressive tax for any country — enter your brackets. Self-Employment Tax Calculator Approximate self-employed contributions — adjustable rates.

Profit Margin Calculator Find profit, margin % and markup % from cost and revenue. Break-Even Calculator Find how many units you must sell to cover your costs. Discount Calculator Find the sale price after a discount. Percent Off Calculator Calculate the final price after a percent-off deal. Sales Tax Calculator Add sales tax to a price. VAT Calculator Add VAT to a net price (or extract it from gross). Markup Calculator Set a selling price from cost and markup percentage. Gross Margin Calculator Find gross profit and gross margin from revenue and COGS. Contribution Margin Calculator Find contribution margin per unit and ratio. Cost of Goods Sold Calculator Calculate COGS from inventory and purchases. Net Profit Margin Calculator Find net profit margin from net income and revenue. Operating Margin Calculator Find operating margin from operating income and revenue. EBITDA Calculator Calculate EBITDA from net income and add-backs. ROAS Calculator Find return on ad spend. Cost Per Click (CPC) Calculator Find the average cost per click. Click-Through Rate (CTR) Calculator Find click-through rate from clicks and impressions. Conversion Rate Calculator Find conversion rate from conversions and visitors. Payback Period Calculator Find how long an investment takes to pay back. Inventory Turnover Calculator Find inventory turnover and days of inventory. Revenue Calculator Find revenue from units sold and price. Markup to Margin Calculator Convert a markup percentage to a margin percentage. Absence Percentage Calculator Employee absence rate. Attrition Rate Calculator Employee turnover / attrition. A/R Days Calculator Days sales outstanding (DSO). Bounce Rate Calculator Website bounce rate. Burn Rate Calculator Monthly cash burn. Churn Rate Calculator Customer churn. CAC Calculator Customer acquisition cost. Customer Retention Rate Calculator Retention rate. FTE Calculator Full-time equivalent. Labor Cost Calculator Total labor cost. Man-Hours Calculator Total labor hours. Sell-Through Rate Calculator Inventory sell-through. Turnover Rate Calculator Employee turnover. Days Off Calculator Paid time off balance. Accounting Profit Calculator Revenue minus explicit costs. Cash Ratio Calculator Cash / current liabilities. Marginal Cost Calculator Cost of one more unit. Marginal Revenue Calculator Revenue from one more unit. Month-Over-Month Calculator Monthly percentage change. Free Cash Flow Calculator FCF = operating cash − CapEx. Loss Ratio Calculator Insurance loss ratio. Accumulated Depreciation Calculator Straight-line accumulated depreciation. Average Fixed Cost Calculator AFC = fixed costs ÷ quantity. Average Variable Cost Calculator AVC = variable costs ÷ quantity. Consulting Fees Calculator Hourly rate from salary target. Earned Value Management (EVM) Calculator CPI and SPI. CPM Calculator Cost per thousand impressions. Customer Lifetime Value Calculator CLTV = avg value × lifespan. Exit Rate Calculator Page exit rate. FIFO Calculator for Inventory Ending inventory under FIFO. LIFO Calculator for Inventory Ending inventory under LIFO. Google AdSense Calculator AdSense earnings estimate. Revenue Per Employee Calculator Productivity ratio. Operating Asset Turnover Calculator Sales ÷ operating assets. Fixed Asset Turnover Calculator Sales ÷ net fixed assets. Consumer Surplus Calculator Savings from paying less. Economic Profit Calculator Profit above opportunity cost. Economic Order Quantity Calculator Optimal order size. Receivables Turnover Ratio Calculator Sales ÷ avg receivables. Combined Ratio Calculator Insurance combined ratio. Cash Conversion Cycle Calculator CCC = DIO + DSO − DPO. DIO Calculator Days inventory outstanding. DSO Calculator Days sales outstanding. DPO Calculator Days payable outstanding. EBIT Calculator Earnings before interest & taxes. EBT Calculator Earnings before tax. Price Elasticity of Demand Calculator PED = %ΔQ ÷ %ΔP. Optimal Price Calculator Profit-maximizing price from elasticity. Retained Earnings Calculator RE = beginning + net income − dividends. Revenue Growth Calculator Revenue growth rate. Profitability Index Calculator PI = present value ÷ investment. Total Asset Turnover Calculator Sales ÷ total assets. Net Debt Calculator Net debt = total debt − cash.

Double Discount Calculator Apply two successive discounts to a price. Triple Discount Calculator Apply three successive discounts. Markdown Calculator Find the markdown percentage from original to sale price. Commission Calculator Calculate sales commission. Cash Back Calculator Find cash back earned on spending. Percentage Discount Calculator Find the discount percentage from two prices. Black Friday Calculator Final price after a Black Friday deal. PayPal Fee Calculator PayPal fee on a transaction. Markdown Calculator (Alias) Price markdown from original.

GDP Calculator Find GDP using the expenditure approach. GDP per Capita Calculator Find GDP per person. GDP Growth Rate Calculator Find the GDP growth rate between two periods. Real GDP Calculator Convert nominal GDP to real GDP using the deflator. Inflation Rate Calculator Find the inflation rate from two CPI values. Unemployment Rate Calculator Find the unemployment rate. Disposable Income Calculator After-tax take-home. MPC Calculator Marginal propensity to consume. Spending Multiplier Calculator Fiscal multiplier. GDP Deflator Formula Calculator GDP deflator. Currency Converter (Static) Simple exchange-rate converter.

Savings Goal Calculator Find the monthly deposit needed to reach a savings target. Tip Calculator Calculate a tip and split the bill between people. Salary to Hourly Calculator Convert an annual salary to an hourly wage. Hourly to Salary Calculator Convert an hourly wage to an annual salary. Net Worth Calculator Calculate net worth from assets and liabilities. 50/30/20 Budget Calculator Split income into needs, wants and savings. Emergency Fund Calculator Find your target emergency fund. Car Depreciation Calculator Estimate car value over time. Car Lease Calculator Monthly lease payment estimate. FIRE Calculator Financial Independence, Retire Early. Millionaire Calculator How long to save $1,000,000. PPF Calculator Public Provident Fund maturity. SIP Calculator Systematic Investment Plan returns. Lumpsum Calculator One-time investment growth. Money Counter Calculator Total a stack of bills. Car Affordability Calculator Max car price. Lifetime Earnings Calculator Career earnings. Wedding Budget Calculator Budget by guest count. Subscription Waste Calculator Yearly cost of unused subscriptions. Savings Plan Calculator Monthly deposit to reach a goal. Boat Loan Calculator Monthly boat loan payment. Capital Gains Tax UK Calculator UK CGT estimate. National Insurance Calculator (UK) UK NI contributions. UK Coin Weight Calculator Weight of UK coins. HRA Exemption Calculator House rent allowance exemption. RD Calculator Recurring deposit value. SWP Calculator Systematic Withdrawal Plan. Scrap Gold Calculator Gold melt value. 529 Plan Calculator College savings projection. Annual Salary to Hourly Calculator Annual → hourly wage. Pay Raise Calculator New salary after a raise. Annual Salary to Hourly Calculator Yearly to hourly. Money Factor to APR Lease money factor to APR.