Emergency Fund Calculator

Find your target emergency fund.

Target fund ($) 18,000

Formula: target = monthly expenses × months

Step-by-step with your numbers:

1. Values used:

2. Monthly expenses = 3,000 $

3. Months of coverage = 6

5. Target fund = Monthly expenses x Months of coverage = 3,000 x 6 = 18,000$

Did we solve your problem today?

Size a safety net to cover several months of expenses.

The math behind it

target = essential monthly expenses × months of coverage (commonly 3–6 months).

$3,000 × 6 → $18,000.

How many months?

3 months for stable income; 6+ if income is variable.