Finance

Present Value of Annuity Calculator

Find today's value of a stream of future payments.

Calculated Output

Present value ($) 103,796.58

Formula: PV = PMT × (1 − (1+r)^−n) ÷ r

Step-by-Step Breakdown

1. Values used:

2. Annual payment = 10,000 $

3. Discount rate = 5 %

4. Years = 15

6. Present value = 103,796.58$

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The math behind it

PV = payment × (1 − (1 + r)^−n) ÷ r.

$10,000/yr for 15 yr at 5% → ~$103,797.

Use?

Pricing pensions, leases and structured settlements.