Future Value of Annuity Calculator

Find the future value of regular yearly deposits.

Future value ($) 183,927.96
Total deposited ($) 100,000

Formula: FV = PMT × ((1+r)^n − 1) ÷ r

Step-by-step with your numbers:
1. Values used:
2. Annual deposit = 5,000 $
3. Annual rate = 6 %
4. Years = 20
5.
6. Future value = 183,927.96$
7. Total deposited = 100,000$
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See how regular annual contributions grow with compound interest.

The math behind it

FV = payment × ((1 + r)^n − 1) ÷ r.

Worked example

$5,000/yr at 6% for 20 yr → ~$183,928.

FAQ

Monthly deposits?

Use the Savings Goal or Retirement Savings calculator for monthly contributions.