Loss Ratio Calculator Insurance loss ratio. Claims paid ($) Premiums earned ($) Loss ratio (%) 70 Step-by-step with your numbers: 1. Values used: 2. Claims paid = 700,000 $ 3. Premiums earned = 1,000,000 $ 4. Loss ratio = 70% Did we solve your problem today? 👍 Yes 👎 No Thanks for the feedback! Insurance loss ratio. FAQ Good? Under 60% is strong profitability. Related calculators Combined Ratio Calculator Insurance combined ratio. Gross Margin Calculator Find gross profit and gross margin from revenue and COGS. ROI Calculator Find return on investment as a percentage.